0% of the income reported in Box 1 of your 2009 Form 1099-DIV was derived from United States Government Obligations. 12.53 % of the ordinary dividend is considered qualified.

Special income tax rules apply to shareholders that maintain tax-deferred savings arrangements, including individual retirement accounts (IRAs), profit sharing, money purchase and 403(b) plans. Federal income tax rules governing your tax-deferred accounts require that you begin making Required Minimum Distributions (RMDs) from your account beginning at age 70 1/2. According to IRS guidelines you must take your RMD each year prior to December 31st, unless this is your first RMD then you may defer your payment until April 1st of the following year. Please be advised if you choose to defer your payment you are still responsible to make your subsequent payment by December 31st of that year. If you need additional information, please call shareholder services at 800-225-6704.